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Volucella pellucens
It is about 15–16 mm in length with a broad body. It is mainly black, but the front part of its abdomen has a broad, yellow band, giving it the appearance of a bee or wasp. The two wings are transparent, as with most flies, but the leading edge is amber, with a brown patch on each wing.
Thanks JC! Any idea of the species? Looks to me like some sort of hoverfly but it is the first time I see it in Belgium :-)