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I am thinking this is a fly, but not sure. If so I would say it was medium in size, has a striped abdomen (black and off white), reddish brown eyes, an off white thorax with thin lines.
This insect was spotted in some mulch on our playground. It held very still for a short time, and then off it flew.
Not 100% sure of above ID (not an expert). However, I think that is it, and it's in range.