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Vespula maculifrons
a common predatory wasp, black and bright yellow
nests in the ground.
this one had killed an earth worm and was apparently eating it slowly.
Nice spot. This is an Eastern Yellowjacket (Vespula maculifrons). Adults feed on nectar & other liquids, so what you see here is an adult chewing up pieces of the prey that will be taken back to the colony to feed to the young :)