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Dendroica palmarum
Palm Warbler
Ponds and woods
Saw one in Naples and one in Key West
If that was the case, the whole bird would look yellow, not just the rump. Still not near streaked enough to be a waterthrush.
Not enough streaking on the breast for a waterthrush and waterthrush doesn't have the yellow rump.
Looks like it, nice shot, speckling and eye band look right, check out https://www.google.com/search?q=northern...