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Coccinella magnifica
Coccinellids are small insects, ranging from 1 mm to 10 mm (0.04 to 0.4 inches), and are commonly yellow, orange, or scarlet with small black spots on their wing covers, with black legs, head and antennae. Such color patterns vary greatly however; for example, a minority of species, such as Vibidia duodecimguttata, a twelve-spotted species, have whitish spots on a brown background.
Found commonly in North America and the UK
Hi Sandy. Great series!
However, I am fairly sure that this is Harmonia axyridis. They come in a wide variety of color and patterns but are very common now even though they are not native to the US. They have been introduced through commercial means (selling for "pest control" in gardens) and have become pests, themselves in many areas.
Coccinella magnifica (Scarce 7 Spot Ladybird) is not known to occur in the United States. It does look quite different than your Ladybird Beetle as well. See below.
Here is one that resembles yours: http://bugguide.net/node/view/496147/bgi...
For comparison, here is a photo of Coccinella magnifica: http://en.wikipedia.org/wiki/File:Coccin...