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Harmonia axyridis
Red with black spots, white on the sides of the pronotum, but not showing the characteristic W shape of the Asian Lady Beetle.
House in open woodland.
Inside house.
Kate, I think this is just a pattern variation. Here are some similar examples:
First image on this page: http://www.nobanis.org/species%20alert_H...
http://bugguide.net/node/view/858776/bgi...
http://bugguide.net/node/view/496147/bgi...
ForestDragon, thanks for the comment. The reason I have left this with the question mark is that nobody has yet addressed my comment "... not showing the characteristic W shape of the Asian Lady Beetle."
Yes. Nice image of a very heavily marked individual. Please update your spotting so it can be considered complete!