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@ Ann...I have taken another look and am second guessing myself. The Eastern Carpenter Bee has a glossy black abdoman with few hairs (your 3rd photo looks to be glossy) and a Common Bumblebee has a hairy black abdoman (4th photo looks to hairy). Also the Bumblee nests within tunnel in the ground.where Carpenter Bees nest in wood..I believe you have Cmmon Bumblebee herehttp://en.wikipedia.org/wiki/Bumblebee...