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Argiope trifasciata
These spiders are very common around Midwestern farmland. This particular photo was taken on a farm in eastern Indiana. She spun her web in tall weeds near a grassy open area.
They spin their webs anywhere there are tall grasses and weeds.
As a kid I handled these spiders many times, letting them crawl around on my hands. I was never bitten. It's not common that these spiders will bite a human unless it is a female with an egg cocoon in the web (ref. http://ento.psu.edu/extension/factsheets...).
Thanks for your help with identifying this spider, Scott! It is definitely of the Argiope genus, but I think this one appears to be of the species trifasciata. The body on this one is not as bulbous and the black marking is not as pronounced as the aurantia.