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Micrathena (sagitatta or obtusispina)
For me this spider looks like it has a tiny mayan-like face in the center of its body!
I too... sure... When assured to match with body structure and its scope in area then only suggest.. I did searched for more than 400 images...for exact matching and availability.
thanks Ashish! I am not sure whether sagitatta or obtusispina, but Micrathena for sure :-)