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Eristalis transversa
This fly, or at least I think it was a fly, was imitating a bee!
It is a fly! It's a mimic fly. They have the coloring of bees, but if you look at the antennae, they have the short 'clubbed' antennae of a fly instead of the long whip-like antennae of a bee. I think there's another 'give away' for the distinction, but I always remember the antennae rule. :)