Osprey

Description:

Also known as the Sea Hawk or Fish Eagle.
Brown back and wings, thin brown mask, white head and chest with streaks of brown and white undersides. May have faint brown on feathered legs. Golden to light brown eyes and black beak. White feet and black talons. Sometimes they will appear to have a flag of feathers on the back of it's head.

Habitat:

Found near almost any body of water: saltmarshes, rivers, ponds, reservoirs, estuaries, and even coral reefs.

Notes:

Spotted this one coming at us from afar in a Marshy pond. Wasn't even sure what it was until it got close enought to get a shot.