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Podiceps auritus
Black above Chestnut breast and flanks White belly Black head Chestnut lores continuing in a line over the eye Golden-yellow tuft towards nape Dark brown hindneck Sides and front of nest chestnut Red iris Black bill with pale tip Blackish or grey legs
Lakes, Ponds
Clark's will be longer-necked and longer-billed.
This guy's even got his "horns" coming in. :)
Nice find! I'm jealous! It's taken me forever to find a Horned.