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Parmelia sulcata
Net-marked parmelia (Parmelia sulcata), or Shield lichen, is a foliose lichen in the family Parmeliaceae. It is very tolerant of pollution and has a cosmopolitan distribution, making it one of the most common lichens. It harbours a unicellular Trebouxia green algal symbiont.-Wikipedia
Found on a 10 inch dia. maple tree.
There is a small green beetle in the lower left of this picture. Not sure what type.
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