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Phigalia denticulata
1/2" wingspan moth
Semi rural.
I know this one but just can't put a name to it. I will update later.
Lovely, Karen! I looked through Phigalia denticulata, Phigalia titea, and Phigalia strigataria, and this seemed to be the most probable match.
Here are the species pages for each of them.
Phigalia denticulata
http://bugguide.net/node/view/43709
Phigalia titea
http://bugguide.net/node/view/13846
Phigalia strigataria (what I found to be the 2nd closest match)
http://bugguide.net/node/view/14020
Please let me know what you think. :)