White-ribboned Carpet Moth

Description:

Moth? With black at the narrowest part of its wings, white with a "scalloped" edge in the middle and the lower part black on the outer edges, white to the middle and patterned with black spots and "scallop" edges of gold/brown.

Habitat:

Seen at the edge of the lawn where it becomes wooded.

Notes:

I thought I had seen a piece of paper or a spent blossom flutter to the ground and land on a bit of branch on the ground. It was hard to see on the branch and I didn't realize it was anything alive until it quickly moved deep into the ferns.